Friday, October 14, 2016

When Should We Use Western Union For Payments

Need to send (or get) money from somebody? Banks and apps aren’t the only options. Payment services like Western Union help you accomplish things that are impossible with your bank. But there are other options, and sending money with Western Union can be risky, so you’ll want to be sure you always use the right tool for the job.

Western Union is a powerful tool for payments. The main highlight of Western Union is the network of physical locations available for sending and receiving funds: you can more or less instantly send or receive using a Western Union agent and cash.

Customers can drop off or pick up cash at Western Union outlets, often located in grocery stores, convenience stores, and check cashing stores (in any small US town, you’re likely to have several options – and Western Union also has numerous outlets around the world).

Where Western Union Shines
Western Union is best for quickly sending money to people you know and trust.

One-off transactions: if you need to send funds to somebody and you don’t want to mess with bank transfers (or wait 2-3 days for funds to move through the banking system), Western Union can get the job done quickly. If your child is stranded in another city and needs cash to get out, a trip to the grocery store might do the trick (there’s often a Western Union representative at the customer service desk). Your bank could also move money for you, but that would require a series of forms and phone calls. Plus, your bank might not have branches located near the recipient.

Emergencies don’t always happen during “banking hours,” so it might be worth paying transfer fees to get things done quickly.

If you need to send money to the same person regularly, it’s worth investigating the alternatives (see below).
Very usefull article thanks ... keep writing such articles :) I'm so happy bcoz you are write this post for everyone thnxx a lot Good night messages for girlfriend Good Morning messages for girlfriend Good night love SMS | Romantic Night SMS Rohit sharma Accountant | Blogger Good Night Messages For Her Girlfriend Impress Images and Wallpapaer I love u messages for girlfriend Good Night Messages for mother Good Night Images HD Wallpaper Happy Diwali Wishes For Girlfriend Diwali Wishes 2018 Good night messages wishes and quotes Raksha Bandhan Wishes For Sister *Raksha Bandhan Wishes* #50 Sweet Good Night Messages For Wife: Romantic Night Quotes For Wife #50 *Girlfriend Propose Messages* Heart Touching Good Morning Messages For Wife Good Morning Messages For Friends Happy New Year Wishes 2019: Best New Year Messages I love u Messages for wife i love u messages for dad i love u messages for son i love u messages for mother good night messages for uncle and aunt good night images for girlfriend good night images for whatsapp and facebook good night quotes messages , wishes, for husband Good Morning Messages For Friends Raksha Bandhan Images Brother and Sister Love Shayari -Love Romantic Shayari Best Whatsapp Status Good Night Text Messages For Her Love Attitude Status For Girls & Boys Good Night - Messages Quotes & Wishes Love Status for girlfriend Diwali Images Good Night QuotesIndependence Day Thoughts Good Night Mesages, Wishes, Quotes Brother-sister Happy Raksha Bandhan Shayari Brother-Sister good night messages for boyfriend Good Morning hd images Happy Diwali Messages For Friends Diwali Quotes For Everybody Happy Diwali Images Happy Diwali Images For Lover good morning hd images Good Morning PicturesGood Morning Images Good Morning Images For Lover Good Morning Images For Girlfriend Good Morning Images For wife Good Morning beautiful pictures happy birthday wishes for girlfriend good morning images for him-her Sad Love Status happy birthday messages for fiance-lover short status for whatsapp sad love quotes in hindi emotional love quotes love feeling quotes for gf-bf sad sms in hindi life quotes in hindi happy dhanteras puja vidhi and time diwali festival english diwali festival english  Loverelation

Money orders: when you need to pay with a money order, Western Union is a good option.

Money orders generally cost around one dollar (you won’t save much by shopping around), and there are plenty of locations to choose from.

Selling online: getting cash from a Western Union money transfer is a safe way to sell online (because it’s virtually impossible to reverse the transaction after you walk away with the money). You don’t have to worry about buyer protection features on PayPal or the possibility of credit card chargebacks. However, most buyers realize this puts them at a disadvantage, and they’ll insist on a safer (for them) form of payment unless they’re certain you’ll deliver.

Specialized services: Western Union is one of several options for money transfers and money orders. But in some situations, you don’t have many options. For example, Western Union makes it fairly easy to send funds to inmates in certain correctional facilities (MoneyGram and US Mail are other options).

How exactly do you send money? You can bring cash to a Western Union representative, enter bank or credit card information online, or handle everything by phone.

Western Union Scams

If you’re sending money for any reason, be aware that Western Union is a favorite tool of scammers. Once you send, the money is basically gone for good. The recipient can pick up cash in-person and more or less disappear. It’s often difficult to track down who exactly picked up the money, especially if the money goes overseas.

Learn more about how thieves use Western Union and what to watch out for.


How much does it cost to send with Western Union, and how much can you send? It depends on how you do it. Online, Western Union generally limits you to $2,999, but there are ways to go above that limit.

Costs and speed depend on how you send the money, how the recipient will get it, and where you’re sending. Assuming you want to send $250 within the US and you’ll drop the money off in person:

It costs $18 to send funds to somebody else’s bank account
It costs $24 if your recipient wants to pick up cash immediately
It costs $18 if your recipient will pick up cash after 2-3 business days
If you send $250 online:

It costs $5 to send from your bank account to the recipient’s bank account (7 business days)
It costs $25 to send from your credit card to the recipient’s bank account (3 business days)
It costs $25-27 if your recipient will pick up cash instantly
If you send using the Western Union app or by calling customer service, the fees are similar to online fees. Sending between other countries can be more or less expensive.

You might also have to pay fees to your bank or card issuer. If you use a credit card, the transaction will be treated as a “cash advance,” which means you’ll pay a fee (and you’ll pay interest at a higher rate – without any grace period). If you use a debit card, you’ll avoid those costs.

Other Ways to Send Money

Western Union is great, but it’s not always your best option. There are numerous ways to send money to somebody else, and you might save money or make things easier for everybody by using a different service.

Several online services and apps allow you to send money for free. The funds typically take 2-3 business days to transfer, but if you’re not in a hurry you can save a trip to the Western Union desk. A wire transfer allows you make instant transfers of any size from your bank account to somebody else’s bank account (although you’ll need the recipient’s routing and account information to complete the wire).
here is the best love status for you my main objective to happy your girlfriend:-
100+ {Latest} Royal Rajput Status In Hindi & English
To see more details, along with popular apps for sending money, see Best Ways to Send Money Online.

 Where do those services fall short compared to Western Union? Again, most transfers are not instant, the recipient can’t pick up cash, everybody needs to sign up for an account, and overseas transfers might not be as easy.

If you’re using Western Union because of its global presence, that’s great. But it’s not a substitute for a bank account. For example, you can pay utility bills and other expenses through Western Union, but there are usually better ways to manage your finances. You’ll eventually want to open an account to save money (and more importantly, to save time). There are plenty of free checking accounts out there. Read more about Why you Need a Bank Account.


  1. There are going to declared out CBSE 10th Result 2017 in the month of June, 2017 as expected. Move to Download CBSE 12th Result 2017 from here once releases out.

  2. هل تعانى من اعمال العزل التقليدية فى الخزانات هل تفكر فى اعمال عزل خزانات بالمدينة المنورة وتبحث عن افضل الشركات
    عزل خزانات بالمدينة المنورة
    التى تقوم باعمال عزل خزانات وعلى الرغم من ذلك لا تجد النتيجة على ما يرام ؟ فلا داعى للقلق الان من شان العزل شركة عزل خزانات بالمدينة المنورة على اتم استعداد للقيام باعمال العزل على اعلى مستوى من الدقة والجودة والكفاءه فنحن
    عزل خزانات بالمدينه المنوره
    لدينا افضل الخبرة من العمالة المدربة على اعلى مستوى حول كيفية القيام باعمال عزل الخزانات والاهتمام بالاستعانة باحدث وافضل المواد المستخدمة فى العزل فاذا كنت تعانى من اعمال العزل الحرارى التقليدية فلا داعى للقلق الان من شان القيام باعمال العزل وعليك الاهتمام بكل ما تقوم به شركة عزل خزانات على اعلى مستوى كل ذلك فى مقابل اقل الاسعار المتواجدة فى الاسواق
    شركة عزل خزانات بالمدينة المنورة
    فالامر اصبح سهل وبسيط الان فعليك ان تتصل وتستعن بنا على الفور للقيام بكل ذلك.

  3. Here you can get nice details about MP 10th Result 2017 and You can also check out Karnataka SSLC Result 2017 from here.we also provide you good details of Bihar Board 12th Result 2017 and Rajasthan Board 12th result 2017 which will be announced in May 2017.